It can sometimes be difficult to afford expensive jewelry outright, so does Cartier offering financing to soften the blow?
Cartier doesn’t offer financing as a first-party company, but there are plenty of Cartier resellers that offer financing on Cartier’s products. Furthermore, there are platforms that exist to offer payment plans on any high-value product, so technically, you can get a Cartier product through financing.
Read on to learn more about Cartier, how to purchase its products, and why they’re considered to be so expensive.
The King Of Jewelers
Cartier is an age-old name, having been founded way back in 1847 in Paris, France. It was established as a jeweler, and a watch and clockmaking company, but it wasn’t until the earlier twentieth century that Cartier began seeing widespread success.
Louis-Francois Cartier built a firm foundation following the inheritance of a workshop from his former master, Adolphe Picard. He built it up into something he too would pass down, to his children rather than an apprentice, though.
It wasn’t long before this inheritance kicked in, with Alfred Cartier assuming control of the company in 1874. Then, just a few years later, Alfred’s sons took over the fledgling organization, and they’d eventually be the ones to grow it into a worldwide brand.
Louis Cartier, along with his brothers Pierre and Jacques, transformed Cartier into an innovative and renowned company. Together, they designed intricate clocks and industry-disrupting watches that would forever change the face of watch making.
Following a successful and lucrative relationship with various monarchies of the world, Cartier was labeled, “the jeweler of kings and the king of jewelers”. Before long, Cartier was manufacturing bespoke tiaras, watches, and other items of jewelry for the world’s kings and queens.
There was a brief re-organization that took place throughout the mid-twentieth century, but it never slowed Cartier down. Today, many of Cartier’s most popular products are remnants of the original items created by the Cartier brothers.
For example, there’s the Tank watch, which launched in 1919, an iconic and instantly-recognizable timepiece today. Or, there’s the Cartier trinity ring, a bold design that features three interlocking rings, which was first created in 1924.
It’s a fantastic company that provides high-quality and high-value jewelry, watches, and accessories today, but it is remarkably expensive. To that end, how does one go about picking up a Cartier product through financing?
Break It Down; Make It Easier
Cartier doesn’t offer first-party financing, nor does it use a third-party organization to handle financing on its products. There’s no real reasoning behind this, they just don’t offer any kind of payment plan in-store or online.
However, that isn’t where the story ends, as there are plenty of other options for purchasing a Cartier product with some kind of financing involved. For example, there are many third-party Cartier resellers who offer their own financing plans.
In Switzerland, there’s a reseller called Watchdreamer, and it offers a substantially diverse range of Cartier watches. As an example, one could purchase a Cartier Tank watch from this company on a 0% credit plan, and pay around €175 per month, for forty-eight months.
It just takes a quick Google search to find out which jewelers resell Cartier’s products, and which of them offer financing. This kind of arrangement isn’t limited to just watches, as rings, bracelets, necklaces, and other accessories can be bought in the same manner.
Another option is to use a third-party payment platform like Quadpay, which gives consumers the ability to break down the payments of expensive items over four months. It’s a relatively simple process that involves downloading an app, purchasing through the app, and paying off the cost of the product over four months.
In doing this, it makes it much easier to afford an expensive Cartier product, some of which can be as much as a quarter of a million dollars. At the top end of the spectrum on Cartier’s website, where watches are concerned, sits the Clé de Cartier watch, a $238,000 spectacle.
This example is crafted from white gold and is adorned with almost one thousand tiny diamonds. Although, that’s an exception to the standard, and many Cartier watches can be bought for as little as three to four thousand dollars.
Furthermore, you’d be extremely unlikely to find any company offering finance on a quarter of a million-dollar watch, so perhaps it’s best to start low and work your way up. After all, Cartier is a prestigious luxury brand, and even its most affordable items present a powerful image.